College planning can feel overwhelming—especially when finances, deadlines, and family dynamics collide.
At College Financial Prep, our primary focus is helping families make smart financial decisions about college so they can reduce stress, avoid costly mistakes, and save as much money as possible.
Everything we do is designed to bring clarity, structure, and confidence to the process.
Vicki is an amazing advocate with much wisdom and a heart of gold. She understands the intersection of the college application process and related finances (including the FAFSA), co-parenting, and the complexities and stress of both. She has helped my son on his path toward his top school, and helped me to get him there with my sanity intact. Cannot recommend her highly enough.
Most families come to us with one big concern: “How are we going to pay for this?”
We help you answer that question—clearly and realistically—before decisions are locked in.
Understand the true cost of college
Avoid common financial aid mistakes
Navigate FAFSA and CSS Profile correctly
Plan strategically for scholarships and appeals
Make informed decisions about student loans
Reduce both financial and emotional stress
This is especially important for families who are divorced, separated, remarried, widowed, or single—where the rules and dynamics are often more complex.
We start by helping you understand your financial picture and your options.
This includes:
College cost projections
Understanding how financial aid works for your family
Clarifying who files which applications
Identifying potential red flags early
The goal is to make sure you’re planning with real numbers, not assumptions.
We guide families through the financial aid process step by step, with special attention to divorce-specific scenarios.
Support includes:
FAFSA guidance
CSS Profile guidance (when required)
Understanding which parent’s information is used
Avoiding mistakes that can reduce aid eligibility
You don’t need to become an expert—we help you focus on what actually matters.
Once applications are submitted and offers are received, we help families make smart next-step decisions.
This includes:
Reviewing and comparing financial aid award letters
Developing an appeal strategy when appropriate
Identifying private scholarship opportunities
Understanding student loan options and trade-offs
This is where many families save tens of thousands of dollars—often after thinking their options were limited.
This easy-to-use tool includes top scholarship databases and space to track deadlines, award amounts and more. Customize it to fit your needs—and help to maximize opportunities!
While finances are our core focus when working with parents, we also support students academically through trusted services that complement the financial plan.
We help students:
Build balanced college lists (safety, match, reach)
Explore majors and career interests
Understand how college choice impacts cost
Complete college applications
Develop resumes
Essay brainstorming and topic development
Structure and storytelling
Polishing final drafts
English and Math one-on-one Test Prep
Smart college choices and smart financial planning go hand in hand.
One of the biggest advantages of College Financial Prep is that families don’t have to coordinate multiple providers on their own.
We take a big-picture view:
Financial planning
College selection
Academic preparation
Family dynamics
This creates fewer gaps, decisions, and far less stress.
We typically work most with families who:
Have students in 11th or 12th grade or already in college
Want to be proactive—not reactive
Value guidance and clarity over guesswork
Are navigating complex family dynamics
(Happily married and partnered families are also welcome!)
You don’t need to know exactly what help you need.
Most families don’t.
A short conversation is often enough to clarify next steps and determine the best level of support.
College planning doesn’t have to feel overwhelming. With the right guidance from College Financial Prep, it can feel manageable—and even empowering.