When Divorce & College Planning Collide: One Parent's Journey Through Financial Aid
The college financial aid process is hard enough — but what happens when you’re divorced or separated and trying to figure it all out alone? This story from one of my recent clients is a powerful reminder that you don’t have to do it on your own.
Not long ago, a parent reached out feeling completely overwhelmed by the financial aid process. She was recently divorced and trying to make the best possible decisions for her child’s future — without adding stress or making costly mistakes.
What unfolded next became one of those client journeys I’ll never forget.
How One Divorced Parent Found Relief in the Financial Aid Process
Here’s what this parent had to say after we worked together:
“I want to extend a heartfelt thank you for all your help in navigating this process. I recently had the opportunity to work with Vicki, and I can’t emphasize enough how invaluable her assistance was. From the moment I reached out, she was attentive, knowledgeable, and incredibly patient. The world of financial aid can often feel overwhelming with its complex forms, deadlines, and numerous options, but Vicki made everything much clearer and more manageable.”
Like many divorced or separated parents, she wasn’t just dealing with financial aid forms — she was dealing with the emotional weight of trying to do the right thing for her child while navigating a complicated family dynamic.
We worked together to break the process into manageable steps. I helped her create and access her FAFSA account, understand the impact of her financial status, and meet every deadline with confidence.
“What I particularly appreciated was her personalized approach. She took the time to understand my unique financial situation, especially due to my divorce, and guided me through each form. She explained every step in simple terms and was always willing to answer my questions, no matter how small or repetitive.”
💔 Why Divorce Makes College Planning More Complicated
If you’ve gone through a separation or divorce, you already know that “normal” financial paperwork often becomes confusing — and when it comes to college financial aid, that confusion can cost you money.
Some of the most common challenges divorced parents face include:
Determining who the FAFSA parent is
Whether or not to include the other parent or the stepparent's income
Handling assets that are still jointly owned
Communicating with a co-parent who has different ideas about paying for college
This is where having a neutral, experienced guide can make all the difference.
💡 How College Financial Prep Helps Divorced & Separated Parents
Every family’s situation is different — and that's why I take a personalized approach with each parent I work with.
Whether you're applying for financial aid for the first time, trying to file an appeal, or just want to understand what you're committing to financially, my job is to walk with you through every step.
From account setup to submission deadlines, I offer:
Help identifying the correct parent to file FAFSA or CSS Profile
One-on-one support with application completion
Strategy for minimizing out-of-pocket costs
Guidance on appealing or negotiating with colleges
Coordination between parents when needed
“Vicki was extremely responsive and proactive, which gave me peace of mind knowing I was on track with my financial aid. Her support truly made a difference.”
👩💼 A Word From Me, Vicki
I’ve been in your shoes. I know what it’s like to juggle responsibilities, manage emotions, and make financial decisions under pressure.
That’s why I founded College Financial Prep — to help parents just like you save money, feel more in control, and reduce the stress around sending your child to college.
Frequently Asked Questions
Q1: I'm divorced — who should fill out the FAFSA?
A: Generally, the parent who provides the most support to the student is responsible for filing. If remarried, your spouse's income may also be required. Every case is different, and I can help you determine what’s best in your situation.Q2: What if my ex refuses to help with the college planning process?
A: You can still complete the process on your own. I can work with you individually or serve as a neutral third party to minimize tension and ensure your child doesn’t miss opportunities.-
Q3: Can I appeal for more financial aid if my situation has changed post-divorce?
A: Yes! Many families are eligible to file an appeal, especially if your financial situation has changed since the FAFSA was filed. I can help draft and submit a professional, effective appeal.
Get access to our FREE Guide! "The Ten Costly College Financial Mistakes That Parents Often Make."
Vicki Vollweiler
Founder of College Financial Prep
📍 College Financial Aid Expert | Divorce & College Planning Specialist
💬 Need personalized support? Click here to book a 1:1 consultation
Connect with me:
🔗 Website | 💌 Email | 📱 Instagram | 💼 LinkedIn